Renter’s insurance is an affordable way to protect your personal property from loss. For as little as $15/month, you can have the peace of mind that your belongings are covered. Along with coverage for your belongings, most renter's insurance policies also include liability coverage.
Some landlords may not require you as the tenant to carry renter’s insurance, but it’s important to note, that their policies will not cover your personal property in the case of loss. Make sure you’re covered the next time disaster strikes.
Your Renter's policy will include
Personal Property Protection.You may have a lot of money invested in your personal property, and it's worth protecting. This type of protection insures you can repair or replace belongings that are lost or damaged. Belongings such as furniture, electronics, appliances, and clothing.
Personal Liability Protection. PPersonal Liability insurance is about financial protection - for you and your family. The personal liability coverage within your renter's insurance policy provides coverage for bodily injury and property damage sustained by others for which you are legally responsible. This coverage typically starts at a $100,000 limit but can oftentimes be increased to $300,000 or even $500,000 for less than an additional $50 a year.
Medical Payments Coverage. This is another type of liability coverage provided for other people (not for you or household residents). This protection generally covers the payment of medical expenses incurred by guests who are accidentally injured on your property. This is regardless of whether or not you are legally responsible. The minimum amount of coverage available is $1,000 per person. Higher amounts of coverage are available for a small increase in your annual premium.
Additional Living Expenses. This coverage will actually reimburse you for temporary housing during the reconstruction of your apartment or rental home.
Scheduled Personal Property. An optional coverage that extends protection beyond your basic coverage for certain high value items like jewelry and electronics.
Get a quote today and find out how much you may be able to save. Request an ONLINE QUOTE, or call our Fort Myers office at 239-689-8570 or Orlando office at 407-730-3448.